"An excellent service all round. We mainly dealt with Charlie and had help from Zoey too. Great knowledge and advice regarding pensions. Cannot fault it at all. If was possibly to give 11 out of 10 we would. Would highly recommend."
Asset Protection
Protecting your most important asset, key employees
Chartered
Independent
The value of key person protection
As a business, you will likely have insured assets and have a degree of protection with business contracts. Surprisingly, many businesses fail to address the issue of key person protection, or future share ownership, even though they could have serious financial consequences.
We'll offer advice to help you select the right key person protection insurance tailored to your unique needs, offering vital financial support during uncertain times. Additionally, we can collaborate with legal experts to assist you in creating agreements that, when combined with insurance, ensure the necessary funds for a smooth share transfer process.
This is part of our wider business package, encompassing workplace pensions, business relief planning, tax planning and ensuring your employees receive the best possible benefits.
The Benefits of Asset Protection
We are authorised and regulated by the Financial Conduct Authority to provide advice on a full range of financial planning.
Benefit - 01
Protecting the future of your business
Providing peace of mind if you lose key personnel is an important element of your recovery plan. Allowing you to focus on day to day management.
Benefit - 02
Covering unexpected expenses
Insurance payouts will cover an array of unexpected costs, protecting cash flow and business survival.
Benefit - 03
Replacing key personnel
Training and recruitment of a replacement can be expensive. Key person insurance will help relieve the financial pressure.
Book a no obligation meeting at no cost to you
Flexible key person insurance policies
Key person insurance policies provide a financial lifeline for many businesses hit by illness, injury or the death of key personnel, including shareholders. Key person protection is extremely flexible and comes in a range of different forms.
We can help you identify your specific requirements, a policy tailored to your situation and more importantly, one that provides sufficient finance to cover an array of potential costs.
Why Informed Financial Planning?
Our reputation goes before us
We are proud of our history as an award-winning, leading firm of chartered financial planners, with an impeccable reputation.
Always ready to help
Our team is available as and when required, providing clear communication and a close working relationship.
Managing your risk
We have the experience and expertise to identify and manage business risks, leaving you to focus on the day-to-day operations.
FAQs
How does key person insurance work?
Key person insurance is put in place by a company on the life of ‘key’ personnel within the business, such as an owner or salesperson etc, whose death or critical illness would have a financial impact on the company. In the event of a claim, the business will receive the insured amount which is typically used to replace lost revenue, keep the company trading, and find a replacement.
What is the purpose of key person insurance?
The purpose of key person insurance is to allow a business to protect against the financial impact of the death or serious ill health of a key person within the business.
Is key person insurance tax deductible?
Where key person insurance is being taken out by a company to protect against the loss of a key person in the event of death or serious ill health, the premiums for the cover are typically treated as an allowable business expense, deductible from the company’s profits and potentially reducing its Corporation Tax liability each year.
Informed Service Pricing
Our fee structure is simple and transparent, with no surprise fees later down the line.
Our Pricing