"An excellent service all round. We mainly dealt with Charlie and had help from Zoey too. Great knowledge and advice regarding pensions. Cannot fault it at all. If was possibly to give 11 out of 10 we would. Would highly recommend."
The Importance of a Cash Flow Forecast
After reviewing your pension and non-pension income, it can be useful to undertake a cash flow forecast. This not only allows you to plan for the future but it will also identify potential funding shortfalls which we can address as early as possible.
Due to relatively high inflation, low interest rates or subdued investment markets, many people are surprised at the results of their cash flow forecast.
Controlled management of your finances is the key and we have the tools and knowledge to support you.
The Benefits of Cash Flow Planning
We are authorised and regulated by the Financial Conduct Authority to provide advice on a full range of financial planning.
Benefit - 01
Looking into the future
Ensuring that you aren’t walking into a financial crisis in retirement, we can show you a glimpse of your financial future. Now you can look ahead with confidence.
Benefit - 02
Stress test your income
How safe is your income? We can stress test your income in the best and worst case scenarios, giving you peace of mind.
Benefit - 03
Plan ahead with confidence
Our team of experts can advise you on changes to your finances, income security and ways to maximise your future cash flow.
Book a no obligation meeting at no cost to you
Protecting future income
Relatively small tweaks in your finances today can make a huge difference going forward, impacting future income. As a result of our cash flow forecast, we can guide and advise you about short, medium and long-term income opportunities.
Conscious that finances and your personal situation will change on a regular basis, we can adapt future investments so that you have sufficient funds for life in retirement.
Why Informed Financial Planning?
We don’t just talk, we listen to our clients
We listen to our clients, their hopes, their aspirations and hopes for the future. Then we provide the solutions.
Indepth research to find the right solutions
Using the latest high-tech software, we can identify a range of different solutions for your situation; advising you on the best options.
Expert post retirement investment advice
Post retirement investment advice is not new to us, we have been providing this to our clients for decades.
FAQs
Why is cash flow forecasting important?
A cash flow forecast is a hugely important part of any financial plan. When considering investing it allows you to work out how much you may need to save to meet your retirement goals, and equally when drawing on your investments how long they may last.
What are the benefits of a cash flow forecast?
A cash flow forecast takes what can seem a complicated financial position and provides a simple, easy to understand visual representation of your income and spending plans for the future. It can provide peace of mind that you have enough funds to retire, or if not, calculate how much you need to save to achieve your goals.
What should a cash flow plan include?
A standard cash flow plan would include all of your income, such as salary, personal pension, private pension and investment income, and outgoings, such as mortgage/rent, holidays, debt repayments and general living expenses. Planning ahead, this allows you to adapt your expenditure in line with your expected future income.
Informed Service Pricing
Our fee structure is simple and transparent, with no surprise fees later down the line.
Our Pricing