Business Relief and Investment

Maximising business funds in a tax-efficient manner

Managing excess cash and investing in the future

Over the years, you may have built up significant cash reserves which aren’t critical to your business. While a helpful safety net, the accumulation of funds which are “not required” may impact eligibility for business relief, creating a potential Inheritance Tax liability further down the line.

Where a business has excess cash reserves, these can be seen as an “excepted asset” and lead to the reduction or removal of business relief. Business relief allows various business assets to be kept separate from your estate upon death, reducing any IHT liability.

There is the option of switching these funds into business relief qualifying investments, or we can help extract cash in a tax-efficient manner.

The Benefits of Managing Business Reserves

We are authorised and regulated by the Financial Conduct Authority to provide advice on a full range of financial planning.

  • Benefit - 01

    Maximising returns

    Investing in business relief qualifying investments can increase returns while maintaining liquidity. It's important to be aware of the range of options.

  • Benefit - 02

    Reduce future IHT liability 

    Actively managing excess business reserves can help to reduce any IHT liability on death. Maximising your estate to protect loved ones.

  • Benefit - 03

    Investing in your business

    Potential tax issues further down the line can encourage a more proactive approach to investing in your business.

  • Book a no obligation meeting at no cost to you

    Protecting your business assets - planning for the future

    Business relief should be an integral part of your long-term estate planning, a potential means of removing business assets from your estate and potential IHT. There is also the opportunity to increase your income from the business through pension contributions, dividends and other options.

    When it comes to protecting your business and personal assets, attention to detail, experience and long-term planning are critical.

    Why Informed Financial Planning?

    What Our Clients Think About Us

      "An excellent service all round. We mainly dealt with Charlie and had help from Zoey too. Great knowledge and advice regarding pensions. Cannot fault it at all. If was possibly to give 11 out of 10 we would. Would highly recommend."

      "The whole process was very easy, it wasn't made complicated and every single step was explained to me. A representative from Informed Financial Planning, came to my house, I didn't feel pressured and I could back out at any time."

      "This is the most professional company I have ever dealt with in all of my 59 years they took the time to find out what my needs where & fulfilled all my wishes if I could give 10 stars I would."

    Informed Service Pricing

    Our fee structure is simple and transparent, with no surprise fees later down the line.

    Our Pricing
    Exclusive Event: Wealth Management Workshop - Building & Protecting Your Money.
    Secure your place