Financial Planning For Business Owners
Helping you turn business success into long-term personal security.
Independent
Chartered
Award-Winning
Established
in Yorkshire
You’ve Spent Years Building Your Business.
Making decisions, taking responsibility and carrying the weight when things weren’t straightforward. At some point, the focus begins to shift, not just growth for growth’s sake, but what all of this is ultimately for.
Financial planning for business owners isn’t about complicated models or clever tax tricks. It’s about stepping back and asking whether the business you’ve built is properly supporting you, your family and your future.
If you’re looking for advice that’s steady, sensible and grounded in experience, we can help.
How We Deliver Financial Planning for Business Owners
Our financial planning for business owners typically centres around four key areas:
Pension Planning
Using your business effectively to build meaningful personal wealth outside the company.
Tax Planning
Structuring profits and remuneration in a way that minimises tax leakage and supports long-term planning.
Exit Planning
Preparing financially and strategically for a future sale or step back, so that when the time comes, you remain in control.
Protection Planning
Putting appropriate safeguards in place to protect your
family, your business and your fellow shareholders.
Where Business and Personal Wealth Intersect
For many business owners, most of their wealth sits inside the company. That’s a strength, but it also means your personal financial position is closely tied to business decisions.
Dividends, pension contributions, retained profits, protection arrangements and future exit plans are rarely isolated choices. They influence one another.
Without a clear structure, things can drift. With the right planning in place, you gain control and flexibility. Our role is to help you bring those moving parts together in a way that feels joined up and deliberate.
Why Business Owners Choose Informed Financial Planning
When your business and personal wealth are closely connected, the right advice makes a significant difference. You’re not just choosing a financial planner, you’re choosing someone who will understand how your business decisions shape your personal future.
Independent
We are not tied to any provider or product. That means our advice isn’t restricted or influenced by sales targets. It is built entirely around what suits your circumstances and long-term objectives.
Chartered
Our Chartered Financial Planner status represents the highest professional standard in our industry. It reflects advanced technical knowledge, ethical practice and a commitment to ongoing development, particularly important when advising on significant wealth and complex business structures.
Award-Winning & Established
We’ve advised business owners across Yorkshire for many years, with many client relationships lasting over a decade. That longevity reflects both the trust our clients place in us and the consistent standards recognised through industry awards.
Collaborative
We regularly work alongside accountants and solicitors to ensure your financial plan aligns properly with your business structure, ownership arrangements and tax strategy. Business decisions rarely sit in isolation, your advice shouldn’t either.
How We Work
Initial Strategic Conversation
We begin with a detailed discussion about your business structure, how you currently extract profits, your personal wealth position and what you want the next five to ten years to look like.
Comprehensive Financial & Business Review
We assess your remuneration strategy, pension arrangements, protection, ownership structure and longer-term exit or succession plans, often alongside your accountant where appropriate.
Structured Recommendations
You receive clear, practical advice that aligns your business decisions with your personal financial objectives.
Ongoing Strategic Reviews
As your business grows or changes, we review and refine your plan to ensure it remains efficient, resilient and aligned with your goals.
What Our Clients Think About Us
Reviews
Planning for retirement
“The team at IFP have been looking after our pension and investments for quite a number of years now. Always very friendly and professional and we feel it is easy to ask questions, which are answered in a way we can understand. Would highly recommend them.”
Carol G
Most professional company I’ve dealt with
“In all of my 59 years they took the time to find out what my needs were & fulfilled all my wishes. If I could give 10 stars I would.”
Michael K
The whole process was very easy
“It wasn’t made complicated and every single step was explained to me. A representative from Informed Financial Planning came to my house, I didn’t feel pressured and I could back out at any time.”
Dawn T
News & Articles
Our Blog
Blogs
April 24, 2026
Inside IFP: A Coffee With… Lauren T
Welcome to Inside IFP, the series where I sit down with the team over a cuppa to share what it’s…
Blogs
April 10, 2026
Inside IFP: A Coffee With… Me!
Ever wondered what really goes on behind the scenes at Informed Financial Planning? Welcome to the series that will give…
Blogs
April 9, 2026
What Changes When Tax Planning Is Considered Early
Effective tax planning isn’t just something that happens at year-end. It’s most valuable when decisions are still flexible. As financial…
Looking for Financial
Planning for Business Owners
in Yorkshire?
If you’ve built a successful company and want independent advice that reflects the scale of what you’ve created, we’d love to hear from you.