Independent Financial Planning for Individuals
Helping you structure your wealth with clarity, confidence and long-term perspective.
Independent
Chartered
Award-Winning
Established
in Yorkshire
You’ve Worked Hard For What You Have
Whether through your career, business interests or steady long-term saving, your wealth hasn’t appeared overnight. At a certain stage, financial planning changes.
It’s no longer just about building. It’s about making sure everything fits together properly – investments, tax, retirement plans, family considerations. What once felt straightforward can become layered and the more you accumulate, the more important the structure becomes.
Good planning at this level isn’t about chasing headlines or switching funds every time markets move. It’s about stepping back, looking at the full picture and making sure your wealth is aligned with the life you want now and in the years ahead.
If you’re looking for advice that feels steady, considered and personal, we’d love to hear from you
How We Deliver Financial Planning for Individuals & Families
Our planning for established individuals typically centres around four core areas:
Retirement Planning
Structuring pensions and investments to provide
sustainable, tax-efficient income when the time comes.
Investment Management
Building and overseeing portfolios aligned with your objectives and tolerance for risk.
Protection Planning
Ensuring your financial position and family are
safeguarded against unforeseen events.
Tax Planning
Managing income, capital gains and allowances carefully across your portfolio.
When Everything Starts to Overlap
Most people we meet haven’t made poor financial decisions. In fact, quite the opposite. Pensions have been funded. Investments built. Sensible advice taken along the way.
But over time, wealth builds in different places. Decisions are made at different stages. Priorities evolve. Income choices affect tax. Investment risk influences sustainability. Helping family impacts longer-term security.
Individually, each decision may be sound. The question is whether everything still works together. That’s where we
come in.
Our role isn’t to complicate things. It’s to simplify them – bringing clarity to what you already have; ensuring it all supports one clear direction.
Why Clients Choose Informed Financial Planning
At this stage, financial planning is less about products and more about trust. You’re not looking for noise. You’re looking for reassurance that someone is keeping an eye on the bigger picture.
Independent
We are not tied to any providers or product sales targets, which means our advice is shaped entirely around what suits you. This independence allows us to consider the full range of options available, ensuring every recommendation is objective, transparent and aligned with your long-term goals.
Chartered
Our Chartered Financial Planner status represents the highest professional standard in our industry. It reflects advanced technical expertise, ethical practice and a commitment to ongoing professional development, providing reassurance that your financial planning is handled with the utmost care and professionalism, particularly when advising on significant assets.
Award-Winning & Established
We’ve supported individuals and families across Yorkshire for many years, with many client relationships lasting over a decade and often extending across generations. That long-standing trust, alongside industry recognition through awards, reflects the standards we consistently deliver.
Relationship-Led
You’ll have a dedicated Chartered Financial Planner, paraplanner and client services administrator to support you. Together, they ensure your advice is carefully prepared and your day-to-day queries are handled promptly, so financial planning feels personal, organised and easy to navigate.
How We Work
It All Starts with a Chat
We start with a straightforward conversation about where you are today and what you’d like the next stage of life to look like. This isn’t about products, it’s about understanding your goals, concerns and what financial independence means to you.
Comprehensive Financial Review
We take a detailed look at your pensions, investments, tax position and estate considerations, bringing everything together into one clear picture. Often, this is the first time clients have seen their finances viewed as a whole, rather than in parts.
Structured Recommendations
You receive clear, practical advice designed to align your wealth with your goals. We explain our thinking in plain English, so you understand not just what we recommend,
but why.
Ongoing
Reviews
Life and markets change and so does legislation. We review your plan regularly to ensure it remains appropriate, adjusting where needed and keeping everything aligned as circumstances evolve.
What Our Clients Think About Us
Reviews
Planning for retirement
“The team at IFP have been looking after our pension and investments for quite a number of years now. Always very friendly and professional and we feel it is easy to ask questions, which are answered in a way we can understand. Would highly recommend them.”
Carol G
Most professional company I’ve dealt with
“In all of my 59 years they took the time to find out what my needs were & fulfilled all my wishes. If I could give 10 stars I would.”
Michael K
The whole process was very easy
“It wasn’t made complicated and every single step was explained to me. A representative from Informed Financial Planning came to my house, I didn’t feel pressured and I could back out at any time.”
Dawn T
News & Articles
Our Blog
Blogs
April 24, 2026
Inside IFP: A Coffee With… Lauren T
Welcome to Inside IFP, the series where I sit down with the team over a cuppa to share what it’s…
Blogs
April 10, 2026
Inside IFP: A Coffee With… Me!
Ever wondered what really goes on behind the scenes at Informed Financial Planning? Welcome to the series that will give…
Blogs
April 9, 2026
What Changes When Tax Planning Is Considered Early
Effective tax planning isn’t just something that happens at year-end. It’s most valuable when decisions are still flexible. As financial…
Looking for Independent
Financial Planning in Yorkshire?
If you’re looking to bring greater structure to your wealth with independent, Chartered advice, we’d love to help.