Tax Planning Advice
Helping you keep more of what you earn and preserve more of what you build.
Independent
Chartered
Award-Winning
Established
in Yorkshire
Keep More of What You’ve Worked For
Tax planning isn’t about complexity or aggressive schemes, it’s about making sure your income and assets are structured efficiently.
As earnings grow, investments mature or retirement approaches, tax can quietly become one of the biggest drags on wealth. Good tax planning advice ensures that doesn’t happen unnecessarily.
Why Tax Planning Matters
Tax rarely becomes an issue overnight. It builds gradually, through income, capital gains, dividend and inheritance tax exposure. Many clients ask:
Is my income structured efficiently?
Could I reduce tax on withdrawals?
What happens if I sell an asset or business?
How exposed is my estate to inheritance tax?
These are sensible questions at a stage where wealth has become meaningful. Clear tax planning advice brings structure, foresight and coordination, so decisions are made deliberately, not reactively.
What Tax Planning Advice Covers
Effective tax planning isn’t about reacting to tax bills, it’s about structuring your finances in advance so unnecessary tax is reduced over time.
Income Planning
- Structuring salary, dividends and withdrawals correctly
- Coordinating pension income efficiently
- Making full use of available allowances
Capital Gains Planning
- Managing disposals of investments or property
- Planning around business sales
- Reducing avoidable Capital Gains Tax
Inheritance Tax Planning
- Reviewing estate exposure
- Considering gifting strategies
- Aligning assets with long-term family intentions
Investment & Pension Structuring
- Ensuring wrappers are used efficiently
- Reducing unnecessary tax drag
- Planning withdrawals strategically
How IFP Approaches
Tax Planning
As a long-established Yorkshire firm, our advice is steady, considered and relationship-led. Tax planning advice at IFP doesn’t start with loopholes. It starts with understanding your wider financial picture.
We Look at the Whole Picture
Income, pensions, investments, property and business interests; everything considered together.
We Focus on Long-Term Efficiency
Not short-term fixes. We plan around future changes in income, retirement and estate transitions.
We Coordinate With Your Wider Strategy
Tax planning is aligned with retirement planning, succession planning and investment strategy.
We Stay Proactive
Legislation evolves and thresholds shift. We review your position regularly so your structure adapts over time. This is measured, professional tax planning advice, not reactive decision-making.
You’ve Built Meaningful Wealth Over Time.
Let’s ensure it’s organised to support what comes next.
Why Clients Trust IFP
Independent Advice
We’re not tied to providers or products, meaning our recommendations are based solely on what’s right for your circumstances.
Chartered Standards
Advice delivered to the highest professional and ethical levels, reflecting our commitment to technical expertise and ongoing development.
Established in Yorkshire
We’ve supported families and business owners across Yorkshire for decades, building long-term relationships grounded in trust.
Integrated Financial Planning
Tax planning advice aligned with your retirement, estate and wider wealth strategy, ensuring every decision works together.
Who We Work With
We work with individuals, couples, and families across Yorkshire who have built up meaningful wealth over time and want to ensure it’s managed as tax-efficiently as possible.
Typically, we work with those holding £500,000 or more in investable assets, but we also support clients from £150,000+, who are looking to plan ahead and build wealth.
Whether you’re drawing income, planning for retirement, or thinking about passing on wealth, effective tax planning becomes less about short-term savings and more about preserving what you’ve built over time.
What Our Clients Think About Us
Reviews
Planning for retirement
“The team at IFP have been looking after our pension and investments for quite a number of years now. Always very friendly and professional and we feel it is easy to ask questions, which are answered in a way we can understand. Would highly recommend them.”
Carol G
Most professional company I’ve dealt with
“In all of my 59 years they took the time to find out what my needs were & fulfilled all my wishes. If I could give 10 stars I would.”
Michael K
The whole process was very easy
“It wasn’t made complicated and every single step was explained to me. A representative from Informed Financial Planning came to my house, I didn’t feel pressured and I could back out at any time.”
Dawn T
News & Articles
Our Blog
Blogs
April 24, 2026
Inside IFP: A Coffee With… Lauren T
Welcome to Inside IFP, the series where I sit down with the team over a cuppa to share what it’s…
Blogs
April 10, 2026
Inside IFP: A Coffee With… Me!
Ever wondered what really goes on behind the scenes at Informed Financial Planning? Welcome to the series that will give…
Blogs
April 9, 2026
What Changes When Tax Planning Is Considered Early
Effective tax planning isn’t just something that happens at year-end. It’s most valuable when decisions are still flexible. As financial…
Make Tax Work Harder for You
Review whether your current structure is as efficient as it should be.