"An excellent service all round. We mainly dealt with Charlie and had help from Zoey too. Great knowledge and advice regarding pensions. Cannot fault it at all. If was possibly to give 11 out of 10 we would. Would highly recommend."
Business Relief and Investment
Maximising business funds in a tax-efficient manner
Chartered
Independent
Managing excess cash and investing in the future
Over the years, you may have built up significant cash reserves which aren’t critical to your business. While a helpful safety net, the accumulation of funds which are “not required” may impact eligibility for business relief, creating a potential Inheritance Tax liability further down the line.
Where a business has excess cash reserves, these can be seen as an “excepted asset” and lead to the reduction or removal of business relief. Business relief allows various business assets to be kept separate from your estate upon death, reducing any IHT liability.
There is the option of switching these funds into business relief qualifying investments, or we can help extract cash in a tax-efficient manner.
The Benefits of Managing Business Reserves
We are authorised and regulated by the Financial Conduct Authority to provide advice on a full range of financial planning.
Benefit - 01
Maximising returns
Investing in business relief qualifying investments can increase returns while maintaining liquidity. It's important to be aware of the range of options.
Benefit - 02
Reduce future IHT liability
Actively managing excess business reserves can help to reduce any IHT liability on death. Maximising your estate to protect loved ones.
Benefit - 03
Investing in your business
Potential tax issues further down the line can encourage a more proactive approach to investing in your business.
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Protecting your business assets - planning for the future
Business relief should be an integral part of your long-term estate planning, a potential means of removing business assets from your estate and potential IHT. There is also the opportunity to increase your income from the business through pension contributions, dividends and other options.
When it comes to protecting your business and personal assets, attention to detail, experience and long-term planning are critical.
Why Informed Financial Planning?
Practical business experience
Providing a mix of theoretical and practical advice, we can relate to the challenges of modern day business, helping you stay one step ahead of your competitors.
Long-term expert advice
Selective with the clients we take on, we provide long-term expert advice, building a close and trusting relationship with all our clients.
Expert independent advice
As independent chartered financial planners, we provide advice and guidance on products across the entire market, not tied to any one provider.
Informed Service Pricing
Our fee structure is simple and transparent, with no surprise fees later down the line.
Our Pricing